Avalanche powers Digital Liquidity Gateway to enhance loan securitization for US community banks

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Community banks have long been stuck in a frustrating paradox. They originate massive volumes of loans, from small-business lending to commercial real estate, but accessing the securitization markets that would let them offload risk and free up capital has remained expensive, slow, and loaded with middlemen. A new platform built on Avalanche is designed to change that equation entirely. FIS Global and Intain Markets launched the Digital Liquidity Gateway on November 11, 2025, creating a blockchain-based marketplace where roughly 2,000 US regional and community banks can tokenize individual loans, verify them using artificial intelligence, and sell them directly to institutional investors. The platform runs on Intain’s Avalanche Layer-1 blockchain with AvaCloud infrastructure backing it. How the Digital Liquidity Gateway works Individual loans get minted as non-fungible tokens, each one tied to its underlying documentation and verified through AI-powered reconciliation. That creates an on-chain record of every loan’s provenance, payment history, and collateral status. Double-pledging, a persistent problem in traditional loan markets where the same collateral gets promised to multipl...

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