Changelly review 2026: fees, limits, KYC and exchange rates

Changelly has been running as an instant crypto exchange and a platform for crypto purchases and cashouts since 2015. Summary Changelly supports more than 1,200 cryptocurrencies across over 200 blockchains. Floating swaps carry a 0.25% service fee, while fixed-rate fees are included in the quoted price. Swap and fiat limits vary by asset, network, liquidity provider, payment partner, and location. Most crypto swaps do not require KYC, but risk checks can trigger AML reviews and fund holds. According to the company, its user base counts 12 million worldwide. The service works without a login for swaps: you pick a pair, enter a wallet address, and the trade goes out through Changelly instantly. In this review, we check how Changelly’s fees work, try its main features, and check why Changelly scam complaints arise. What Is Changelly? Changelly works as a typical instant swap platform and a liquidity aggregator. It doesn’t run an order book the way a centralized exchange does. Instead, it pulls quotes from multiple liquidity providers for each trade and routes the swap through whichever offers the best available rate at that moment. Crypto never sits on Changelly’s own balance sheet: f...