Instant transfer to a crypto exchange: the bank matches the payee name

The information provided in this article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry a high degree of risk. Always conduct your own research.Since October 2025 every bank in the euro area has had to offer instant transfers and to match the payee name before releasing them. On deposits to trading venues that is exactly what produces warnings, even though the account details are correct.Add as a preferred source on GoogleFollow on Google NewsWhen you transfer money from your bank account to a crypto exchange, two new rules have applied since October 2025 that change the process noticeably. Your bank must offer the instant transfer, and it may not charge more for it than for an ordinary transfer. At the same time, before releasing the payment it matches the name you typed in against the name that actually belongs to the recipient account. Both requirements sit in the same EU regulation. For a deposit at an exchange that means two things. The money arrives within seconds, so you buy at the price of the moment rather than the price of the day after tomorrow. And you may be shown a warning even though the account details a...