Major Ripple (XRP) Move on AI: Here’s What’s Changing

"Every CFO is under pressure to embrace AI, but they're equally responsible for ensuring every financial decision is explainable, governed and compliant," said Ripple Treasury's SVP. Ripple is expanding GSmart across Ripple Treasury as the company adds more AI-driven tools for enterprise finance teams. The technology is already being used by the San Francisco-based blockchain company’s enterprise customers and is designed to work inside the policies, data, and day-to-day processes that treasury teams already rely on. Ripple’s GSmart Expansion The latest expansion covers forecasting, liquidity, risk, reconciliation, and reporting, while giving finance teams new ways to assess information and make decisions. It simultaneously keeps existing controls and audit requirements in place. The development comes as companies rapidly increase their use of AI agents without having governance systems that have kept pace. Ripple revealed that GSmart takes a different approach to financial decision-making by keeping calculations separate from AI interpretation. Its “deterministic engines” handle the behind-the-scenes financial calculations while AI examines policies, spots patterns, and explains s...