Nexo report finds 67% of affluent investors own crypto, but only 4.7% have truly integrated it

Two-thirds of affluent investors now hold crypto. Sounds like a victory lap for the industry, until you look at how they’re actually using it. Nexo’s “The Future of Digital Wealth 2026” report, published on September 23, surveyed 1,000 wealthy investors across the US, UK, and Argentina between February and March of this year. The headline number is striking: 67% of respondents own crypto assets. But the report’s own Crypto Integration Index, which measures how deeply crypto is woven into someone’s actual financial life, tells a very different story. The average score across all respondents was just 4.83 out of 10, and only 4.7% of participants scored 7 or higher, the threshold Nexo classifies as “structurally integrated.” The integration gap is wider than the ownership numbers suggest Nexo built its Crypto Integration Index to measure crypto engagement across multiple dimensions, including allocation size, holding duration, and retirement planning. The survey targeted individuals in the top 25-30% by liquid assets in each country, conducted through the research platform Attest. A full 42.6% of those surveyed hold crypto yet have not committed to integrating it into their broader fi...