Ripple President Monica Long outlines XRP Ledger’s next phase with lending protocol and stablecoin expansion

Ripple is investing heavily in expanding XRPL's use cases and capabilities.

Key Takeaways

• Monica Long, Ripple President, outlined Ripple's future strategy at Swell 2025 in New York City.
• The event brings together leaders from major banks, asset managers, and institutions to discuss blockchain's financial impact.

<?xml encoding="UTF-8">

Ripple President Monica Long said the company is doubling down on XRP Ledger innovation alongside its commercial business serving financial institutions.

Speaking at Ripple Swell 2025 today, Long noted that the team is fully dedicated to advancing the ledger’s capabilities, with several new features recently proposed for amendment.

“Next up is a lending protocol,” said Long. “So there’s a lot of investment internally and just expanding the use cases and capabilities.”

Long said Ripple’s strategy revolves around the “flywheel effect” between utility, trust, and liquidity, emphasizing that much of the company’s current work is centered on building real-world utility for XRP.

Disclaimer