Ripple Wins Final US Banking Approval, But XRP Price Fails to Rally

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure Ripple has secured final approval from US regulators to establish its national trust bank, marking a significant milestone in the company’s push to expand its institutional financial services. However, the regulatory breakthrough has yet to translate into a major rally for XRP, highlighting the gap between Ripple’s corporate progress and the token’s market performance. The Office of the Comptroller of the Currency (OCC) granted final approval for Ripple National Trust Bank on October 26, 2026. The decision strengthens Ripple’s position within the regulated financial system, particularly as the company expands its stablecoin and digital asset custody operations. TL;DR Ripple received final OCC approval to establish a federally supervised national trust bank. The bank will manage reserves supporting RLUSD and provide institutional digital asset custody services. XRP showed little immediate reaction, as the approval does not automatically create additional demand for the token. Ripple Secures Final Approval for National Trust Bank The OCC’s decision completes a regulatory process that b...