Visa Direct takes USDC prefunding live, with Inyo Global first in line

Banks close at night. Cross-border payouts, inconveniently, do not. Visa has moved stablecoin-enabled prefunding for Visa Direct out of pilot mode and into commercial production. Inyo Global is the first processor to integrate it. Eligible payment providers working with Inyo can now fund cross-border payouts using USDC at any hour, through the API connections they were already using. The announcement came on October 15, 2026, the point where a stablecoin experiment at one of the world’s largest payment networks becomes a product you can actually buy. How the Inyo integration works Start with prefunding, the unglamorous plumbing behind many cross-border payouts. Before a provider can push money to recipients, it typically has to deposit funds ahead of time so those payouts have something to draw from. Traditional banking cutoffs create awkwardness for money transmitters. A provider that needs to replenish its balance outside banking hours has historically been stuck waiting. USDC is meant to remove that wait. With the new setup, clients can prefund in near real time, 24/7, and sidestep the cutoff windows that govern conventional bank transfers. The integration runs through Inyo’s ex...