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One XRP whale who pocketed $12 million in profits by selling near the $3 peak has made a surprising move: he’s not backing Ripple for the next leg of the bull run. Instead, insiders say his attention has shifted to Little Pepe (LILPEPE), a fast-rising meme Layer 2 project making noise across the market. Why walk away from XRP just as ETFs and institutional products take off? Let’s explore three reasons behind his caution and why Little Pepe has become his new high-conviction bet.
XRP Feels Overhyped at Current Levels
After surging more than 400% in the past year, XRP has joined the ranks of mega-cap tokens, boasting a valuation of over $180 billion. At this size, it’s being compared to giants like Nike and Capital One, companies with decades of operations and tens of thousands of employees.
XRP Price Chart
For some whales, this raises red flags. Much of the “good news” around Ripple’s court wins and ETF approvals may already be priced in. With fewer catalysts left to spark another parabolic run, the upside for XRP appears to be capped relative to emerging projects.
Competition in Payments Is Heating Up
Ripple isn’t the only player chasing the global payments market. Visa, Mastercard, Stripe, and PayPal are all developing their own blockchain and stablecoin solutions, while SWIFT has launched its own tokenization pilot with UBS and Chainlink. This competitive landscape makes it harder for XRP to dominate the way many investors once expected. A whale who has already banked profits might prefer to redeploy into assets with less competition and more open runway, especially in newer niches like meme-driven ecosystems.
Ripple’s Centralized Control Raises Concerns
Ripple still owns over 40% of the XRP supply, giving it much control over price and liquidity. For experienced investors, this centralization is still a risk. If Ripple prioritizes stablecoins or other projects, XRP holders may be excluded.
The Whale’s New Pick? Little Pepe (LILPEPE)
Instead of chasing diminishing returns in XRP, this whale has reportedly allocated fresh capital into Little Pepe, a project with a radically different approach. Unlike Ripple, which is battling entrenched payment systems, Little Pepe is pioneering the world’s first meme-focused Layer 2 blockchain. While XRP offers stability, Little Pepe is offering asymmetry. In just a few months, the presale has surpassed $26 million raised and 16 billion tokens sold, with its Stage 13 price at $0.0022, already up 120% from Stage 1.
Unlike meme coins of the past, Little Pepe is building an entire Layer 2 chain for memes. It features:
- Sniper-bot resistant EVM tech that levels the playing field.
- Zero buy/sell tax and near-zero fees, making trading efficient and cheap.
- A dedicated meme Launchpad, set to become the home for new meme token launches.
- Completed its Certik audit, ensuring a safe transaction experience.
- Two major CEX listings at launch, with plans for a Tier-1 exchange in the pipeline.
The project also comes with a disciplined vesting schedule (0% unlocked at TGE, 3-month cliff, 5% monthly), ensuring the launch won’t be crippled by early dumps. Community incentives, including the 15 ETH Mega Giveaway for Stage 12-17 presale buyers, keep the project at the forefront of meme enthusiasts’ minds. For a whale who’s already cashed in on XRP, Little Pepe looks like the next asymmetric bet, one with the potential to multiply returns by 100x or more if it follows the trajectory of early SHIB or PEPE.
The message is clear: while XRP’s upside may be narrowing, projects like Little Pepe are just getting started. With its meme-first Layer 2 vision, strong presale momentum, and post-launch catalysts, Little Pepe has positioned itself as the kind of high-upside play whales look for when rotating profits. For retail investors, following the smart money could be the best move of Q4 2025.
Final Take
For more information about Little Pepe (LILPEPE) visit the links below:
Website: https://littlepepe.com
Whitepaper: https://littlepepe.com/whitepaper.pdf
Telegram: https://t.me/littlepepetoken
Twitter/X: https://x.com/littlepepetoken
Disclaimer: This is a sponsored article. The views and opinions presented in this article do not necessarily reflect the views of CoinCheckUp. The content of this article should not be considered as investment advice. Always do your own research before deciding to buy, sell or transfer any crypto assets.
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