Trump Administration Inches Closer to Opening 401(k)s to Crypto

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure The Trump administration has moved another step closer to opening America’s $10 trillion-plus retirement market to cryptocurrency. The US Department of Labor (DOL) has submitted a proposed regulatory framework to the White House for review, potentially bringing Bitcoin and other alternative investments closer to becoming options within employer-sponsored 401(k) retirement plans. The filing, submitted on November 5, marks a significant development in President Donald Trump’s effort to expand access to digital assets through traditional investment accounts. However, the proposal still needs to clear the White House review process, and its arrival does not mean Americans can immediately add crypto to their retirement portfolios. Labor Department Sends Crypto Retirement Rule to White House The Department of Labor submitted its proposal to the Office of Information and Regulatory Affairs (OIRA), which operates under the White House Office of Management and Budget. OIRA reviews federal regulations before they are finalized and published. The filing follows Trump’s August 2025 executive ord...