Deblock review: a crypto account from France, but is it a bank?

The information provided in this article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry a high degree of risk. Always conduct your own research.Deblock at a glance: its status as an e-money institution, the Standard and Premium plans, buying €100 of crypto a month worked out, interest rates and user ratings.An account, a card and a wallet whose keys stay with the user: that is how Deblock describes its model. Illustration, AI-generatedAdd as a preferred source on GoogleFollow on Google NewsDeblock is a French account with a Visa card and a crypto wallet whose keys you hold, and legally it is an electronic money institution, not a bank. The supervisor ACPR lists it under code 17748, and the AMF authorised it as a crypto-asset service provider under MiCA on May 23, 2025. According to its pricing page (as of November 4, 2026), buying crypto costs 1.99 percent on the free plan and 0.49 percent on the Premium subscription. At €100 a month, that comes to €23.88 a year versus €125.88 including the subscription. For this guide we analysed the pricing page, the supervisory registers and user ratings. Our Bitcoin savings plan com...